Dividend Rates

Dividend Rates

Share Type	Avg Daily Balance Required to Earn Dividends	Annual Percentage Rate	Annual Percentage Yield
Primary share	$50	0.30%	0.30%
Tax/Insurance share	$50	0.30%	0.30%
Vacation share	$50	0.30%	0.30%
Share draft (checking)		0.15%	0.15%

These APYs accurate as of the last dividend declaration date. 

Dividend Rates - Share Certificates

Avg Daily Balance Required to Earn Dividends	Term	Annual Percentage Rate	Annual Percentage Yield
$500	6 months	3.95%	4.00%
$500	12 months	3.50%	3.55%
$50,000+ Jumbo rate	12 months	3.75%	3.80%
$500	24 months	3.50%	3.55%
$50,000+ Jumbo rate	24 months	3.75%	3.80%
$500	36 months	3.50%	3.55%
$50,000+ Jumbo rate	36 months	3.75%	3.80%
$500	48 months	3.65%	3.70%
$50,000+ Jumbo rate	48 months	3.90%	3.95%
$500	60 months	3.75%	3.80%
$50,000+ Jumbo rate	60 months	4.00%	4.05%

Share certificate rates are effective as of February 1, 2025.  Early withdrawal penalties may apply.