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Dividend Rates

Dividend Rates
Share Type Avg Daily Balance Required to Earn Dividends Annual Percentage Rate Annual Percentage Yield
Primary share $50 0.40% 0.40%
Tax/Insurance share $50 0.40% 0.40%
Vacation share $50 0.40% 0.40%
Share draft (checking)   0.25% 0.25%

These APYs accurate as of the last dividend declaration date. 

Dividend Rates - Share Certificates
Avg Daily Balance Required to Earn Dividends Term Annual Percentage Rate Annual Percentage Yield
$500 6 months 0.70% 0.70%
$1,000 12 months 0.90% 0.90%
$50,000 12 months 1.15% 1.15%
$2,500 24 months 1.19% 1.20%
$50,000 24 months 1.44% 1.45%
$2,500 36 months 1.29% 1.30%
$50,000 36 months 1.54% 1.55%
$2,500 48 months 1.39% 1.40%
$50,000 48 months 1.64% 1.65%
$2,500 60 months 1.59% 1.60%
$50,000 60 months 1.84% 1.85%

Share certificate rates are effective as of July 1, 2020.  Early withdrawal penalties may apply.