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Dividend Rates

Dividend Rates
Share Type Avg Daily Balance Required to Earn Dividends Annual Percentage Rate Annual Percentage Yield
Primary share $50 0.30% 0.30%
Tax/Insurance share $50 0.30% 0.30%
Vacation share $50 0.30% 0.30%
Share draft (checking)   0.15% 0.15%

These APYs accurate as of the last dividend declaration date. 

Dividend Rates - Share Certificates
Avg Daily Balance Required to Earn Dividends Term Annual Percentage Rate Annual Percentage Yield
$500 6 months 1.99% 2.00%
$500 12 months 3.94% 4.00%
$50,000 12 months 4.18% 4.25%
$500 24 months 3.455% 3.50%
$50,000 24 months 3.70% 3.75%
$500 36 months 3.55% 3.60%
$50,000 36 months 3.80% 3.85%
$500 48 months 3.65% 3.70%
$50,000 48 months 3.89% 3.95%
$500 60 months 3.75% 3.80%
$50,000 60 months 3.99% 4.05%

Share certificate rates are effective as of January 1, 2023.  Early withdrawal penalties may apply.