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Share Certificates & IRAs

Share certificates combine higher dividend rates with the safety and security of federal insurance. Certificate terms range from 6 to 60 months with a penalty for early withdrawals. Open a certificate with as little as a $500 minimum deposit.  

We offer Traditional and Roth IRAs as well as Coverdell ESA accounts, with a variety of investment options available.  You can make a one-time deposit or save a little each month or payday.  It's never too early to start saving for your long-term goals, whether they include retirement, a first home purchase, or a college education for your children.  These accounts are also a great option for rollovers from your pension plan or an IRA at another institution.  Call or stop in today to get started with a Credit Union IRA!