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Mortgage Loans

First Mortgages

Through our partnership with Members Mortgage Services (MMS), Kansas Blue Cross Blue Shield Credit Union offers a complete line of mortgage products to meet your individual needs. Many financing options are available and our mortgage lenders will be happy to assist you in determining which product will best meet your needs.

MMS offers the following mortgage products:

  • 15, 20 & 30 Year Fixed Rate Loans
  • FHA, VA, and Rural Development Loans
  • Adjustable Rate Loans

If you're considering buying, but don't know where to begin, visit our online resources which include information for first-time homebuyers, current rates, and calculators. 

Already have a mortgage loan? Consider refinancing. Kansas Blue Cross Blue Shield Credit Union may be able to save you hundreds of dollars every month by offering you a lower interest rate than what you currently have. No refinancing closing costs need to be paid up front. Check the online calculators to see if refinancing will pay off for you.

When you are ready, just click the 'Apply' button to walk through the online application process. 

Home Equity Loans

Using the equity in your home is an excellent way to get low-cost credit and take advantage of the tax deductions on real estate loans. A Home Equity Loan lets you use the equity in your home to fund a remodeling project, a college education, a vacation, or any other type of purchase. Kansas Blue Cross Blue Shield Credit Union offers repayment terms of up to 15 years or a revolving Home Equity Line of Credit and the interest you pay on the loan may be tax deductible, within IRS guidelines.  Consult a tax advisor regarding the deductibility of interest.