Loan Rates

Share Secured

Approx Term		APR
up to 60 months		3.00%

Share Certificate Secured

Approx Term		APR
up to 60 months		Certificate APR + 2.0%

New or Used Vehicles - 2021 and newer

Approx Term		APR
up to 60 months 72 months		5.75% 6.00%
84 months		7.00%

Used Vehicles - 2020 and older 

Approx Term		APR
up to 48 months		5.75%
60 months		6.25%
72 months		6.75%

Boats and RVs/Campers - 2021 and newer- Inquire for 2020 and older

Approx Term		APR
up to 60 months		7.00%
72 months		7.50%
84-120 months		8.50%

Unsecured Closed-End

Approx Term		APR
up to 48 mo.		9.75%

Line of Credit Open-End

Approx Term		APR
Revolving		9.75%

VISA Credit Cards Not Offered At This Time

Credit Card Name		APR
Premier
Classic
Basic
Credit Builder Secured Card

FILING FEE: You will pay the filing fee costs in connection with any advance given.

Rates listed are the Annual Percentage Rates (APR). All rates are subject to credit approval, and are subject to change without notice. Rates apply to new KSBCBSCU loans and refinances from other financial institutions. All rates listed are best qualifying rates. Your rate will be determined by your credit background, specific loan terms, and collateral.