Loan Rates

Share Secured

Approx Term	Daily Rate	APR
up to 60 months	0.008219%	3.00%

Share Certificate Secured

Approx Term	Daily Rate	APR
up to 60 months	Varies depending upon APR	Certificate APR + 2.0%

New or Used Vehicles - 2019 and newer

Approx Term	Daily Rate	APR
up to 72 months	0.015753%	5.75%
84 months	0.018493%	6.75%

Used Vehicles - 2018 and older 

Approx Term	Daily Rate	APR
up to 48 months	0.017123%	6.25%
60 months	0.018493%	6.75%
72 months	0.019863%	7.25%

Boats and RVs/Campers - 2019 and newer- Inquire for 2018 and older

Approx Term	Daily Rate	APR
up to 60 months	0.019178%	7.00%
72 months	0.020548%	7.50%
84-120 months	0.023288%	8.50%

Unsecured

Approx Term	Daily Rate	APR
up to 36 mo.	0.029452%	9.75%

Line of Credit and Overdraft Protection Line of Credit

Approx Term	Daily Rate	APR
Revolving	0.029452%	9.75%

VISA Credit Cards

Credit Card Name	Daily Rate	APR
Premier	0.029452%	11.00%
Classic	0.034246%	13.00%
Basic	0.040410%	15.00%
Credit Builder Secured Card	0.045890%	17.00%

FILING FEE: You will pay the filing fee costs in connection with any advance given.

Rates listed are the Annual Percentage Rates (APR). All rates are subject to credit approval, and are subject to change without notice. Rates apply to new KSBCBSCU loans and refinances from other financial institutions. All rates listed are best qualifying rates. Your rate will be determined by your credit background, specific loan terms, and collateral.