Fee Schedule

Checking Account Fees

Description	Fee
NSF Returned	20.00
Stop Payment Fee	20.00
Check Copies/Research	2.00
Bill Payer Online NSF Return Item	20.00
Check Printing Fee	Varies

Business Account Fees

Description	Fee
Monthly Service Charge	5.00
Returned Item Fee - Written by You	20.00
Returned Item Fee - Written to You	10.00

ACH/EFT Fees

Description	Fee
NSF Fee	20.00
Stop Payment Fee	20.00
Replacement Card Fee - Instant Issue	10.00
Replacement Card Fee - Central Issue	6.00

Lending Fees

Description	Fee
Loan Origination Fee	50.00
Payday Line of Credit - Review Fee	25.00
Notice of Security Interest Filing	2.50
Secured Title Application	11.50
Financing Statement (UCC)	10.00

Other Service Fees

Description	Fee
Loan Late Fee (after 14 day grace period)	10.00
Return Item Fee - Written by You	20.00
Return Item Fee - Written to You	5.00
End of Day Negative Balance Fee	6.00
Account Reconciliation or Research	20.00/hour
Statement Copy Fee	3.00
History Printout Fee	2.00
Domestic Wire Fee/CU to CU Transfer Fee	15.00/5.00
International Wire Fee	30.00
Money Order	.50
Teller Check (payable to 3rd party)	.50
Cashier's Check	2.00
Visa Gift Card Activation Plastic and Virtual	3.00 and 2.00
Visa TravelMoney and Everyday Spend Card Activation	5.00
Legal Process Fee	10.00
Inactive Account Fee (per month after 1 year if balance less than $50)	1.00
Account Closure Fee (if closed within 90 days of opening)	5.00
Savings Withdrawals in excess of 3 per month	1.00 each

Credit Card

Description	Fee
Late Payment Fee	10.00
Card Replacement Fee	5.00
Document Copy Fee	1.00