Fee Schedule

Checking Account Fees

Description	Fee
NSF Returned	25.00
Stop Payment Fee	20.00
Check Copies/Research	2.00
Bill Payer Online NSF Return Item	25.00
Check Printing Fee	Varies

Business Account Fees

Description	Fee
Monthly Service Charge	5.00
Returned Item Fee - Written by You	25.00
Returned Item Fee - Written to You	10.00

ACH/EFT Fees

Description	Fee
NSF Fee	25.00
Stop Payment Fee	25.00
Replacement Card Fee - Instant Issue	10.00
Replacement Card Fee - Central Issue	6.00

Lending Fees

Description	Fee
Payday Line of Credit - Review Fee	25.00
Notice of Security Interest Filing	2.50
Secured Title Application	11.50
Financing Statement (UCC)	10.00

Other Service Fees

Description	Fee
Loan Late Fee (after 14 day grace period)	10.00
Return Item Fee - Written by You	25.00
Return Item Fee - Written to You	5.00
Account Reconciliation or Research	20.00/hour
Statement Copy Fee	3.00
History Printout Fee	2.00
Domestic Wire Fee/CU to CU Transfer Fee	20.00/5.00
International Wire Fee	30.00
Money Order	.50
Teller Check (payable to 3rd party)	.50
Cashier's Check	2.00
Visa Gift Card Activation Plastic and Virtual	3.00 and 2.00
Visa TravelMoney and Everyday Spend Card Activation	5.00
Legal Process Fee	10.00
Inactive Account Fee (per month after 1 year if balance less than $50)	1.00
Account Closure Fee (if closed within 90 days of opening)	5.00
Savings Withdrawals in excess of 3 per month	1.00 each

Credit Card

Description	Fee
Late Payment Fee	10.00
Card Replacement Fee	6.00
Statement Copy Fee	3.00