Skip to main content

Consumer Loans

The Fastest, Easiest Way To Borrow

You'll find our everyday low loan rates and terms easy to fit your budget. What's more, you'll receive the fast, professional, friendly service you only find at Kansas Blue Cross Blue Shield Credit Union, where you are a member-owner.

Some other great benefits when you borrow from your credit union include:

  • Prepayment without penalty - members can repay any loan at any time, without a prepayment penalty.
  • Flexible terms - you can choose from a variety of terms, depending on the type of loan.
  • Loan protection - members can add low cost Credit Disability or Credit Life Insurance to most loans.
  • Convenient payroll deduction or automatic payment.

When you are ready to borrow money come to the Kansas Blue Cross Blue Shield Credit Union. We process applications quickly and provide our members with friendly, helpful service. You can APPLY ONLINE at your convenience 24 hours a day!

Email Us For More Information

Auto Loans -- New & Used!

When you are ready to buy a new or used vehicle, make the Credit Union your first stop. We will help you compare financing, sticker prices, discounts, and dealer costs. We can also help determine what your trade-in is worth. Our rates are competitive and our terms are flexible. Get preapproved and gain more bargaining power when you negotiate the sale price of your new vehicle. Financing up to 100% of purchase price is available to qualified borrowers.

Through our partnership with Credit Union Direct Lending (CUDL), you can close the loan at a participating dealer, knowing your loan will be serviced by the excellent staff at the Credit Union.
Use AutoSMART, another of our online services, for all your research and shopping.  You can search for a specific used vehicle, build a new model, and even apply for an online pre-approval. 

RV and Boat Loans

For more excitement in your life (or more relaxation), Kansas Blue Cross Blue Shield Credit Union offers loans for motorcycles, ATVs, boats, personal watercraft, travel trailers, campers, and RVs.

Lawn Equipment Loans

Purchase the garden tractor or riding mower you need for the old homestead, and finance it through your Credit Union. Lower interest rates than finance companies or rent-to-own shops mean lower, more comfortable payments.

Savings or Share Certificate Secured Loans

A loan for any purpose, secured by your credit union savings. With a share secured loan, your savings account continues to earn dividends even while it secures your loan.

Line of Credit Loans

A Line of Credit is the most convenient way to borrow money. After application, you are approved for a specific borrowing limit. Once established, you may use PAT, the Personal Audio Teller, or Virtual Branch to access your loan money. Many members use the Line of Credit as overdraft protection for their checking account.

Student Assistance Loans

Student Assistance Loans are offered to help BCBSKS employees further their education.  Funds are paid directly to the school at the beginning of the term with repayment due after the employee has received their tuition reimbursement from the company.