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Fee Schedule

Effective 08/01/2009

ACH/Checking
Description Fee
debits or checks reversed/returned due to insufficient funds 17.50
transactions resulting in a negative balance   6.00
stop payment order placed on item 17.50
small business account monthly service charge   5.00
bill payer online insufficient funds return item 20.00
   
Member Service
Description Fee
paid check copy or look-up fee 2.00
copy of a quarterly statement 3.00
computer printout of account history 2.00
notary public service for non-members 5.00
coin counting machine  5% of total
   
Check Cashing
Description Fee
checks cashed, deposited, or tendered for a loan payment, but returned as insufficient funds, closed account, refer to maker, or stop payment 5.00-17.50
   
Wire Transfers
Description Fee
outgoing wire transfer - domestic 15.00
outgoing wire transfer - international 30.00
   
Filing Fees
Description Fee
Notice of Security Interest (in titled property) 2.50
Financing Statement (nontitled property) 8.00
Secured Title Application (autos, motorcycles refinanced) 10.00
garnishment, notice of levy, restraining order placed on acct 10.00 each
   
Loans
Description Fee

payday line of credit application fee

25.00
payday line of credit review fee  25.00 
   
Money Orders & Cashier's Checks
Description Fee
MO - up to $1000 0.50
MO - non-members - any amount 1.00
CC - members only 1.00
   
Visa Gift Cards or Visa TravelMoney Cards
Description Fee

activation fee

1.50 per card
   
Shares
Description Fee

inactive account fee - any primary share account will be charged if balance is less than $50 and no activity for one year

1.00/month

inactive acccount fee (member address unknown)  15.00/year 
withdrawals from primary shares in excess of 3 per month  1.00 each 
close account open less than 3 months  5.00 
   
ATM
Description Fee
card replacement fee - lost 6.00
card replacement fee - damaged 3.00
PIN reissue (mailed or immediate activation) 1.00
transactions resulting in a negative balance 6.00
   
Credit Card
Description Fee
late payment fee 10.00
card replacement fee 5.00
document copy fee 1.00