Features of a Credit Union credit card include no annual fee, 28-day no-interest grace period and low interest rate. Cash advances and purchases are the same low rate. No balance transfer fees, either. Every purchase earns points on the UChoose Rewards program. Points can be redeemed for merchandise, travel/entertainment, or gift cards. We offer four different types of VISA® credit cards to fit your lifestyle and needs.
VISA® Credit Card - Premier
Variable Annual Percentage Rate, currently at 8.00% and a credit limit as high as $15,000.
VISA® Credit Card – Classic
Variable Annual Percentage Rate currently at 10.00% and a credit limit as high as $10,000.
VISA® Credit Card – Basic
Variable Annual Percentage Rate currently at 12.00% and an initial credit limit as high as $1,000.
VISA® Credit Card – Credit Builder
A share secured Visa with a variable Annual Percentage Rate currently at 14.00% to help members with past credit problems get back on track or those with no credit history to start building their score and profile.
The CardValet app puts control of your Visa credit card in your hands 24/7. Turn your card off or on, restrict where and how it can be used, set spending limits and receive alerts of transactions as they happen all on your smartphone. The app is available for both Android and iPhone devices. The registration process is simple and easy. And if you need help, tap the blue i in a circle for help from any screen.