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| ACH/Checking |
| Description |
Fee |
| debits or checks reversed/returned due to insufficient funds |
17.50 |
| transactions resulting in a negative balance |
6.00 |
| stop payment order placed on item |
17.50 |
| small business account monthly service charge |
5.00 |
| bill payer online insufficient funds return item |
20.00 |
| |
|
| Member Service |
| Description |
Fee |
| paid check copy or look-up fee |
1.00 |
| copy of a quarterly statement |
1.00 per pg |
| computer printout of account history |
1.00 per pg |
| notary public service for non-members |
1.00 |
| coin counting machine |
3% of total deposit |
| |
|
| Check Cashing |
| Description |
Fee |
| checks cashed, deposited, or tendered for a loan payment, but returned as insufficient funds, closed account, refer to maker, or stop payment |
5.00-17.50 |
| |
|
| Wire Transfers |
| Description |
Fee |
| outgoing wire transfer - domestic |
15.00 |
| outgoing wire transfer - international |
30.00 |
| wire transfer confirmation |
1.00 |
| |
|
| Filing Fees |
| Description |
Fee |
| Notice of Security Interest (in titled property) |
2.50 |
| Financing Statement (nontitled property) |
8.00 |
| Secured Title Application (autos, motorcycles refinanced) |
10.00 |
| garnishment, notice of levy, restraining order placed on acct |
10.00 each |
| |
|
| Loans |
| Description |
Fee |
|
payday line of credit application fee |
25.00 |
| payday line of credit review fee |
25.00 |
| Money Orders & Cashier's Checks |
| Description |
Fee |
| MO - up to $1000 |
0.50 |
| MO - non-members - any amount |
1.00 |
| CC - members only |
1.00 |
| |
|
| Traveler's Checks |
| Description |
Fee |
|
members |
free |
| non-members |
1.00 per $100 |
| |
|
| Shares |
| Description |
Fee |
|
inactive account fee - any primary share account will be charged if balance is less than $50 and no activity for one year |
1.00/month |
| inactive acccount fee (member address unknown) |
15.00/year |
| withdrawals from primary shares in excess of 3 per month |
1.00 each |
| transfer by phone through Member Service Rep |
1.00 per debit |
| close account open less than 3 months |
5.00 |
|
|
|
| ATM |
| Description |
Fee |
| card replacement fee - lost |
6.00 |
| card replacement fee - damaged |
3.00 |
| PIN reissue (mailed or immediate activation) |
1.00 |
| transactions resulting in a negative balance |
6.00 |
| |
|
| Credit Card |
| Description |
Fee |
| overlimit fee |
10.00 |
| late payment fee |
10.00 |
| card replacement fee |
5.00 |
| document copy fee |
1.00 |
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